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Loans

  • Fuel the growth of your business with our flexible business loans. Whether you're starting a new venture, expanding operations, or managing cash flow, we provide tailored financing solutions to help you achieve your goals. Enjoy competitive interest rates, flexible repayment terms, and quick approvals to keep your business moving forward

  • Get access to quick and affordable salary loans to cover urgent financial needs before your next payday. Whether it’s for unexpected expenses, school fees, medical bills, or personal emergencies, our salary loans offer fast approval, low-interest rates, and convenient repayment options deducted directly from your salary.

  • Build your dream home or complete your construction project with ease using our construction loans. Whether you’re constructing from the ground up, renovating, or expanding, we offer tailored financing solutions with flexible disbursement options, competitive rates, and repayment plans designed to match your project timeline.

  • Handle unexpected financial challenges with our fast and reliable emergency loans. Whether it’s a medical emergency, urgent repairs, or any unforeseen expense, we provide quick approvals, minimal paperwork, and flexible repayment terms to help you get back on track without stress.

  • Turn your dream of owning land into reality with our land purchase loans. Whether you're buying land for residential, commercial, or agricultural purposes, we offer competitive interest rates, flexible repayment plans, and hassle-free processing to help you secure your ideal property with ease.

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1. loan products include; land purchase loans, construction loans, business loans, etc
2. Interest rate: 15% per annum reducing balance
3.For one to get a loan, you must have saved with us for a minimum of 3 months
But you must also have a minimum of 10 shares
Each share costs 100,000/=
4.The loan amount you can borrow = savings x3 + shares x3.5

Stanbic
Ac Name: UMA SACCO 10064/RCS
Ac No. 9030005828863

Centenary
Name: UMA Cooperative Savings and Credit Society Limited
A/c No: 3100075748

Mobile Money Numbers (Kindly include withdrawal fees)
0776283022
0750900184

Airtel Pay
Dial *185*9#
Enter Merchant ID “1166811”
Enter Amount
Enter Payment Reference
Enter Pin
MTN Momo pay
Dial *165*3#
Enter Merchant Code
“148915”
Enter Amount
Enter Pin

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LOAN CALCULATOR

Our online loan calculator makes it easy to plan your borrowing. Just enter your loan amount, interest rate, and repayment period to instantly see your estimated monthly payments

Feel free to use our Equipment Finance Calculator

UGX

**Note: For exceeding 120 no. of payments, a group of 12 payments will be combined into a single payment number for better chart visibility.

Period Payment Interest Balance

Calculator Disclaimer

The repayment amount shown using this calculator is an estimate, based on information you have provided. It is provided for illustrative purposes only and actual repayment amounts may vary. To find out actual repayment amounts, contact us. This calculation does not constitute a quote, loan approval, agreement or advice by My Finance. It does not take into account your personal or financial circumstances.