Investment - UMA SACCO

Investments

HOW IT WORKS

📌 Save throughout the year in a Save for Investment Units account. Earn 1% more than voluntary savings!
📌 At year-end, your savings automatically convert into MIUs.
📌 Returns are calculated annually based on your opening balance (like NSSF).
📌 Deadline for Year One: 31st December 2025

ALL YOU NEED IS...

Being registered with Uganda Medical Association
License/ registration certificate (UMDPC or it’s equivalent)
Minimum UMA SACCO membership requirement of UgX. 170,000.
It includes:
– UgX. 100,000 as the first share.
– UgX. 20,000 UMA SACCO minimum savings.
– UgX. 50,000 UMA SACCO membership fees (paid once)
Passport size photo.

INVESTMENTS

💰 Start your journey to financial growth with MIUs today!
What are MIUs?
MIUs are non-withdrawable savings designed for long-term investment, offering higher returns and more benefits than regular savings. This product replaces traditional shares to give members better investment opportunities while ensuring SACCO stability.
Why Invest in MIUs?
✔️ Higher Returns! Earn 10%+ returns approved by the AGM.
✔️ Secure Your Loans! MIUs can be used as loan security.
✔️ Multiply Your Loan Limit! Qualify for 3.5x your MIUs in loans.
✔️ Build Long-Term Wealth! Your investment grows over time, securing your future.
Why is UMA SACCO Introducing MIUs?
With possible future regulations affecting SACCO shares, MIUs ensure:
🔹 More flexibility in managing your savings & loans
🔹 Stronger liquidity & financial growth for SACCO
🔹 Diversified investments for better returns

Investments

INVESTMENTS