• 2nd Level, Chrisams Building, Plot 93 - Kafeero zone Road, Old Mulago
  • +256 783 487 200
  • info@umasacco.com
BECOME A MEMBER

Investments

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📌 Save throughout the year in a Save for Investment Units account. Earn 1% more than voluntary savings!
📌 At year-end, your savings automatically convert into MIUs.
📌 Returns are calculated annually based on your opening balance (like NSSF).
📌 Deadline for Year One: 31st December 2025

  1. Being registered with Uganda Medical Association
  2. License/ registration certificate (UMDPC or it’s equivalent)
  3. Minimum UMA SACCO membership requirement of UgX. 170,000.
    It includes:
    – UgX. 100,000 as the first share.
    – UgX. 20,000 UMA SACCO minimum savings.
    – UgX. 50,000 UMA SACCO membership fees (paid once)
  4. Passport size photo.

  • 💰 Start your journey to financial growth with MIUs today!

    What are MIUs?
    MIUs are non-withdrawable savings designed for long-term investment, offering higher returns and more benefits than regular savings. This product replaces traditional shares to give members better investment opportunities while ensuring SACCO stability.

    Why Invest in MIUs?
    ✔️ Higher Returns! Earn 10%+ returns approved by the AGM.
    ✔️ Secure Your Loans! MIUs can be used as loan security.
    ✔️ Multiply Your Loan Limit! Qualify for 3.5x your MIUs in loans.
    ✔️ Build Long-Term Wealth! Your investment grows over time, securing your future.

    Why is UMA SACCO Introducing MIUs?
    With possible future regulations affecting SACCO shares, MIUs ensure:
    🔹 More flexibility in managing your savings & loans
    🔹 Stronger liquidity & financial growth for SACCO
    🔹 Diversified investments for better returns

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LOAN CALCULATOR

Our online loan calculator makes it easy to plan your borrowing. Just enter your loan amount, interest rate, and repayment period to instantly see your estimated monthly payments

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**Note: For exceeding 120 no. of payments, a group of 12 payments will be combined into a single payment number for better chart visibility.

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Calculator Disclaimer

The repayment amount shown using this calculator is an estimate, based on information you have provided. It is provided for illustrative purposes only and actual repayment amounts may vary. To find out actual repayment amounts, contact us. This calculation does not constitute a quote, loan approval, agreement or advice by My Finance. It does not take into account your personal or financial circumstances.